Can Bankruptcy Stop a Wage Garnishment?
Yes! Through a Chapter 7 or Chapter 13 bankruptcy you may put a stop to a wage garnishment. Through bankruptcy's automatic stay, you can put a stop to creditor harassment and adverse creditor collection efforts, including wage garnishments, auto repossession and even home foreclosure.
We Can Help
At the Law Office of Gary D. Greule in Citrus Heights, California, we have helped thousands of people obtain debt relief through bankruptcy. Our attorney, Gary D. Greule, started handling bankruptcy cases more than 25 years ago and has concentrated exclusively in consumer and business bankruptcy issues since 1986.
From the moment your bankruptcy application is filed with the bankruptcy court, the automatic stay goes into effect. Your creditors must cease further collection efforts at that time, including any effort to garnish your wages (limited types of wage garnishment, such as child support garnishments and certain tax debt garnishments, may continue).
What if My Wages Are Garnished to Pay a Judgment?
Through a Chapter 7 bankruptcy, you may be able to discharge a judgment debt. Many people assume that they have no recourse once a judgment has been entered, but this simply is not accurate. Even when a judgment has been issued, bankruptcy's automatic stay may put a halt to a creditor's attempt to collect a judgment debt, including an effort to garnish your wages.
Schedule Your Free Consultation
We are pleased to serve clients throughout the Greater Sacramento area. To schedule a free consultation with bankruptcy lawyer Gary D. Greule, call 916-723-3606 or contact us by e-mail.
