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Can I File for Bankruptcy More Than Once?

What if I Previously Filed Bankruptcy?

As a law firm concentrating in bankruptcy law, we receive many calls from people who have previously filed bankruptcy and want to know if they are prohibited from obtaining further bankruptcy relief. The answer depends on the type of bankruptcy you filed and the time that has passed since you last filed for bankruptcy.

If you have previously obtained debt relief through a Chapter 7 bankruptcy, you must wait eight years from the time of your previous filing before you can file for another Chapter 7 bankruptcy. If you have obtained debt relief through a Chapter 13 bankruptcy, you must wait four years from the time of your previous filing before you can file for Chapter 7 bankruptcy.

Get Help — Not Judgment

Many people have fallen on hard times as a result of a job loss, divorce, personal injury or other difficult life challenge. At the Law Office of Gary D. Greule, we are here to help. At our firm you will not find judgment. Instead, you will find an attorney committed to helping you obtain a fresh start.

Congress enacted the U.S. Bankruptcy Code to help people who are struggling with debt problems. The guiding principle behind the creation of bankruptcy laws is that no person should be so burdened with debts beyond their capacity that they are unable to move forward in their life. We share the view that everyone has a right to a fresh start.

Contact Us

We are pleased to serve clients throughout the Greater Sacramento area. To schedule a free consultation with bankruptcy lawyer Gary D. Greule, contact our law office in Citrus Heights, California. For assistance, call 916-723-3606 or contact us by e-mail.