Sacramento Bankruptcy Lawyer
The amendments to the bankruptcy laws that came into effect in October 2005 have very little change on most people's ability to take advantage of debt relief under the Bankruptcy Code. If you are struggling with debt and need relief, contact the Law Office of Gary D. Greule today. We offer a free consultation to evaluate your case.
Most of the people that need our help and contact our law office are pleasantly surprised to find that they are eligible for bankruptcy relief. Call 916-723-3606 to contact our law office in Citrus Heights, California
Means Test for Chapter 7 Bankruptcy
A debtor is eligible for Chapter 7 debt relief under the new bankruptcy laws if the debtor's household income is below the median income of households of the same size. Even if your annual income is more than the applicable median income, you may still qualify for relief under Chapter 7. If you are not eligible for Chapter 7 relief, you may still qualify for Chapter 13 bankruptcy.
Effect of a Previous Bankruptcy
If you have previously filed for Chapter 7 bankruptcy, you must wait eight years from the time of your previous filing before you can file for another Chapter 7 bankruptcy. If you have previously filed for Chapter 13 bankruptcy, you must wait four years from the time of your previous filing before you can file for Chapter 7 bankruptcy.
Contact a California Bankruptcy Attorney to Learn More
We are pleased to serve clients throughout the Greater Sacramento area. To schedule a free consultation with bankruptcy attorney Gary D. Greule, call 916-723-3606 or contact us by e-mail.
